Fixed deposits describes an investment vehicle, usually some kind of debt instrument, that has a fixed time period of investment.
With a fixed-deposits investment, the investor parts with his or her money for a specified period of time and is repaid his or her principal investment only at the end of the investment period. In some cases, even though a fixed deposits is stated on the investment, the investor or issuer may not have to commit to it.
fixed-deposits investment is a term deposit in which the investor deposits his or her funds with a financial institution for a specified period of time and cannot withdraw the funds until the end of the time period, or at least not without facing an early withdrawal penalty. The investor, for the most part, is committed to the fixed deposits of this financial instrument.
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